SJO Ministries
 
is a 501 (c)(3)  non-profit outreach ministry.   We devote our time giving
back to others in need.  Teaching them how to break the bondage in their
lives through knowledge and love.

Our goal is to help individuals and families to establish a healthy and safe environment for them and their families.

It became evident that the poor were getting poorer, due to lack of
knowledge in finances and other areas of every day life.  Therefore, we
took our expertise, talents and put them together to work in the
communities.

We soon realized that it was going to take more than a quick fix to the problem…there had to be a solution.  Therefore, we partnered with USDA Rural Development, HUD, and Fannie Mae to share the variety of housing programs throughout the different communities.